TLC contains three different levels of coverage outlined below. Please contact us to discuss risk factors, definitions and pricing for your group.
| Covered Event | Bronze (8 Event) | Silver (16 Event) | Gold (25 Event) |
|---|---|---|---|
| Cancer | Yes | Yes | Yes |
| Heart Attack | Yes | Yes | Yes |
| Stroke | Yes | Yes | Yes |
| Coronary Bypass | Yes | Yes | Yes |
| Paralysis | Yes | Yes | Yes |
| Traumatic Brain Injury | Yes | Yes | Yes |
| Multiple Sclerosis | Yes | Yes | Yes |
| Occupational HIV (EO) | Yes | Yes | Yes |
| Heart Valve Replacement/Repair | Yes | Yes | |
| Kidney Failure | Yes | Yes | |
| Parkinson’s Disease | Yes | Yes | |
| Motor Neuron Disease | Yes | Yes | |
| Vital Organ Failure / Transplant | Yes | Yes | |
| Blindness | Yes | Yes | |
| Benign Brain Tumor | Yes | Yes | |
| Bacterial Meningitis | Yes | Yes | |
| Aorta Surgery | Yes | ||
| Deafness | Yes | ||
| Aplastic Anemia | Yes | ||
| Coma | Yes | ||
| Severe Burns | Yes | ||
| Loss of Speech | Yes | ||
| Dismemberment | Yes | ||
| Alzheimer’s Disease | Yes | ||
| Loss of Independent Existence | Yes |
EO = Eligible Occupation (“Optional Covered Condition” refers to Occupational HIV.)
A Tax-Free, Lump Sum Benefit is paid for any event listed in the plan options above when a claimant meets to conditions outlined in the contract. Benefits are paid regardless of severity, degree of disability or ability to work, as long as the conditions and requirements in the definitions are satisfied.