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LIFE INSURANCE QUALIFYING TEST

  1. Home LIFE INSURANCE QUALIFYING TEST

Complete the test at your leisure and contact us to find out more.

If the answer to Questions 1, 2, and 3 are all “NO”, you will qualify for the graded death benefit plan:
1. Are you currently bedridden, hospitalized, confined to a nursing facility, or ever been diagnosed as having a terminal illness?  Yes  No
2. Are you currently being treated for internal cancer, stroke or kidney failure?  Yes  No
3. Have you ever been diagnosed or treated for Acquired Immune Deficiency Syndrome (AIDS), AIDS Related Complex (ARC) or immune deficiency related disorders or tested positive for antibodies to the HIV virus?  Yes  No
If the answers to ALL questions are “NO”, you will qualify for full coverage:
4. Are you currently confined to a wheel chair, or during the past year, had any type of amputation caused by disease?  Yes  No
5. Within the past year, have you had or been treated for kidney failure, Alzheimer’s disease, cirrhosis of the liver, diabetes requiring treatment with insulin or used oxygen equipment to assist in breathing?  Yes  No
6. Within the past three (3) years, have you had or been treated for a heart attack, congestive heart failure, stroke or been advised to have surgery for a heart condition or for any blood vessel disease but not had such surgery?  Yes  No
7. Within the past three (3) years, have you received treatment for alcohol or drug abuse or been advised by physician to reduce alcohol consumption?  Yes  No
8. Within the past ten. (10) years, have you been diagnosed as having or received treatment for internal cancer?  Yes  No